Money Saving Archives - The Clever Wallet

The One Number That Tells You If You’re Actually Building Wealth

The One Number That Tells You If You're Actually Building Wealth You have $8,000 in your checking account. You feel pretty good. You're "doing okay" financially. You tell yourself you're…

Bob Moore January 21, 2026

Budgeting Building Wealth Money Saving

The Tax Planning Money Move: Save $4,500 By Thinking Beyond April

The Tax Planning Money Move: Save $4,500 By Thinking Beyond April April 15th arrives. You scramble to find receipts you threw away in July. You panic-search for charitable donation confirmations.…

Bob Moore January 15, 2026

Budgeting Building Wealth Money Saving

Stop Treating Your Tax Refund Like Found Money

Stop Treating Your Tax Refund Like Found Money It's April. Your tax refund hits your bank account. $2,800. Suddenly you feel rich. Time to celebrate! New TV? Weekend trip? Shopping…

Bob Moore January 12, 2026

Budgeting Debt Reduction Financial Tools

How 7 Days of Zero Spending Reveals Your Money Leaks

You think you know where your money goes. You have a budget. You track expenses (sort of). You consider yourself financially aware. Then you try not spending any money for…

Bob Moore January 3, 2026

Budgeting Debt Reduction Financial Tools

The Math-Backed Method That Saves You Thousands in Interest

You have multiple debts. Credit cards. Student loans. Car payment. Maybe a personal loan. Every month you make minimum payments and watch the balances barely move. You're paying hundreds—maybe thousands—in…

Bob Moore December 31, 2025

Budgeting Credit Repair Money Saving

The 10-Minute Check That Could Save You $50,000

Your credit score is costing you money right now. Or saving you money. You just don't know which because you haven't checked it. Here's a number that will shock you:…

Bob Moore December 28, 2025

Budgeting Building Wealth Money Saving

Why Willpower Fails and Systems Win Every Time

You've tried to save money before. You made a plan. You were motivated. You promised yourself "this month will be different." Then life happened. Bills arrived. Friends invited you out.…

Bob Moore December 22, 2025

Budgeting Money Saving

You’re Paying for 17 Subscriptions but Only Using 6

Quick test: Without looking at your phone or bank statement, list every subscription you're currently paying for. Got your list? Now check your actual subscriptions. I guarantee you forgot at…

Bob Moore December 19, 2025

Budgeting Building Wealth Money Saving

You’re Bleeding $347 Per Month and Don’t Even Know It

You make decent money. You pay your bills. You consider yourself financially responsible. So why is there never anything left at the end of the month? Here's the uncomfortable truth:…

Bob Moore December 16, 2025

Budgeting Investing Money Saving

Why You’re One Emergency Away From Financial Disaster (And How to Fix It)

You just got hit with an $800 medical bill. Your car needs $1,200 in repairs. The washing machine died and replacement costs $600. Any of these sound familiar? If your…

Bob Moore December 12, 2025