Productivity Archives - The Clever Wallet

Why Going Alone Means You’ll Quit, But Going Together Means You’ll Succeed

Why Going Alone Means You'll Quit, But Going Together Means You'll Succeed You set a goal to save $10,000 this year. January arrives. You're motivated. You transfer $100 to savings.…

Bob Moore January 18, 2026

Building Wealth Productivity Wealth Creation

The 15-Minute Conversation Worth $8,500 Per Year

The 15-Minute Conversation Worth $8,500 Per Year You've been at your job for 18 months. You're performing well. You're doing the work of two people. But your salary hasn't changed…

Bob Moore January 9, 2026

Building Wealth Investing Productivity

Turn 10 Weekend Hours Into $14,400 Per Year

Your full-time job pays your bills. Barely. There's nothing left for savings, investing, or building wealth. You need more income, but you're already working 40 hours per week. Here's the…

Bob Moore January 6, 2026

Budgeting Building Wealth Money Saving

Why Willpower Fails and Systems Win Every Time

You've tried to save money before. You made a plan. You were motivated. You promised yourself "this month will be different." Then life happened. Bills arrived. Friends invited you out.…

Bob Moore December 22, 2025